Hurray! The easiest way to go about this, is to book an appointment with the bank you wish to set up an bank account with, or register online.

You can choose whichever Norwegian bank you would like to sign up with. Most personal banking in Norway is done digitally these days, but there are still a few branches open for in-person meetings.

List of the largest banks in Norway and their market share:

- DNB (33% market share)
- Nordea (12% market share)
- SpareBank 1 (10% market share)
- Danske Bank (6% market share)
- Handelsbanken (4% market share)
- Santander Consumer Bank (4% market share)
- Skandiabanken (3% market share)
- Sbanken (3% market share)

What to bring to the bank

For your meeting with the bank, you will need to bring your D-number or personal identification number, passport, proof of address and a passport photo.

It's worth noting that the policies and requirements for opening bank accounts with a D-number may vary between banks, so it's a good idea to contact the bank directly to confirm their specific requirements.

After setting up an account, the bank will (hopefully) allocate you with Bank-ID (a personal electronic credential for secure identification and signing online) which you can use for bank transactions, including payments on public websites.

A debit card will be issued, and a PIN will arrive in the post shortly after.

Norway is one of the countries in the world who is considering going cashless, and this can already be seen in the society as very few will carry cash, but they will instead Vipps.

What is Vipps?

Vipps is a cool mobile payment app that's super popular in Norway. It lets you send and receive money straight from your phone, which is awesome! You can use it to pay for stuff, split bills with your buddies, donate to your favorite causes, and even pay your bills. Loads of shops in Norway accept Vipps, so you can use it to buy all sorts of things both online and in real life. It's a total game-changer for anyone who wants to pay on the go!